Dennis Insurance Agency is here to help you navigate your way through your auto insurance policy. Take a look here to see what coverage is available.
Liability Coverage protects you from damage you do to others or to property in an accident. Some level of liability auto insurance coverage is required in Washington State. See Washington’s auto liability requirements here.
Medical Payments Coverage can help pay medical expenses no matter who’s at fault. It covers you, your passengers, and any family members driving or riding in the insured vehicle at the time of the accident. The usual coverage amount for Washington is $10,000.
Underinsured / Uninsured Motorist Coverage helps protect you from drivers with little or no insurance. It also can help cover injuries to you or your passenger as well as repairs and expenses to your damaged car. The usual coverage amount for Washington is 100,000/300,000.
Collision Coverage helps pay for vehicle repairs if you’re involved in a covered loss. (That just means an accident that’s specifically covered by your policy.)
Comprehensive Coverage helps pay for damages on covered costs that aren’t caused by a collision. What if your car is damaged by a storm or vandalism? That would generally be covered under the “comprehensive” portion of your policy – even though it is not caused by collision.
Personal Injury Protection helps reimburse you for lost income, child care expenses, medical expenses, and some other costs if you’re hurt in a covered accident.
Towing and Labor Costs Coverage can help reimburse you for towing and other basic roadside-assistance expenses.
Rental Reimbursement Coverage reimburses you for the cost of renting a car while yours is in the shop.
Sound System Coverage, which can help protect your investment of a high end stereo system if it’s stolen or damaged.