Property
Provides coverage for your building and/or business property, including the contents of your building, for direct physical loss in many situations.
General liability
Provides protection for legal liability as a result of a lawsuit or other covered claim.
Loss of business income
Provides protection for loss of business income sustained up to 12 months due to a covered loss.
Equipment breakdown
Provides protection for electrical, air conditioning, refrigeration, boiler/pressure vessel and communication equipment from physical damage caused by mechanical and electrical breakdowns.
Building glass
Provides protection from loss from external causes to exterior glass (including frames, lettering and burglary tapes) for which you are legally responsible.
Personal data held by your business can be lost, stolen or accidentally released. You may need help with the financial and legal burden, as well as service obligations to any affected employees.
With Dennis Insurance Agency, you’re covered on claims initiated by a range of employees and applicants. These can include wrongful termination and harassment (including sexual harassment). Liability damages and defense costs can add up, so be business-savvy and policy-smart.
Equipment Breakdown coverage pays for many everyday mishaps. Among the most common: physical damage to equipment, spoilage loss and loss of business income, if covered on the policy.
Lost Income
The Profits you would have earned, based on financial records
Operating expenses, such as electricity