Damages to your property
Damages you could be legally obligated to pay
Legal counsel and fees
Dwelling Protection covers the rental property your tenants live in and other structures attached to it such as a garage, porch or deck.
Other Structures Protection covers additional buildings on your property that are separate from your rental dwelling, such as a stand-alone garage or a shed.
Other Perils Protection covers such things as:
Fire and Smoke damage
Windstorm and Hail damage
Falling Objects
Water damge from plumbing, water heater or burst pipes (except sump pumps)