Medical and hospital expenses | Lost income | Services you would normally do yourself | Funeral expenses | Child care expenses
A collision almost always means damage to your motorcycle. And that’s just what this coverage is for. It typically covers damages to your motorcycle that result from a collision with another object, which could include another car or motorcycle, a tree, or a building.
It doesn’t always take two vehicles to make an accident. Comprehensive coverage typically covers your bike if it’s damaged by:
Flooding | Wind | Vandalism | Theft | An event that doesn’t involve a crash with another vehicle
If an accident isn’t your fault, this coverage typically covers damages that result from the injury or death of you or a passenger on your motorcycle caused by an uninsured or underinsured driver.
If you’re at fault in an accident and cause damage to others’ property, Property Damage Liability Coverage typically covers damages that result from the damage to another person’s property when you are at fault. Some of the things you may be liable for include vehicles, private residences, storefronts, and other structures.
If you’re at fault in a crash, it might be your responsibility to cover the medical bills for your passenger or the other driver. In a case like that, Bodily Injury Liability typically covers damages that result from the injury or death of another driver or a guest passenger on your motorcycle when you are at fault.